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Financing

Financing

Financing Made easy

Get your crate today!

Affirm

Best for longer terms

Ease of Use
Flexibility
Credit Check
Soft Check
Tied to Credit Rating
Yes
Interest Charges
0% - 30% APR
Payment Flexibility
Early repayment allowed
Number of Installments
3, 6, or 12 months
Fees
Up to 30% Interest & Late fees
Spending Limit
$50 - $17,500
Approval Process
Instant
Customer Service
24/7
Shop and Pay Over Time

ShopPay

Best for 1-6 month terms

Ease of Use
Flexibility
Credit Check
No check
Tied to Credit Rating?
No
Interest Charges
0% APR
Payment Flexibility
Early repayment allowed
Number of Installments
Flexible, up to 6 months interest free
Fees
No fees
Spending Limit
Approval Process
Instant
Customer Service
Business hours
Fast, Secure, and Easy Checkout

SplitIt

Best for Credit Cards

Ease of Use
Flexibility
Credit Check
No Check
Tied to Credit Rating?
No
Interest Charges
No (besides interest that may already be charged by your credit card)
Payment Flexibility
Early repayment allowed
Number of Installments
Flexible, 2 - 12 months
Fees
No fees
Spending Limit
Credit Card Limit & Availability
Approval Process
Instant
Customer Service
24/7
Split Payments, Not Your Budget

Financing made easy

No fees. No surprises.

Impact’s financing options are as low as 0% APR, and all without hidden fees or markups.

Another way to pay

Get the best crate for your pup now, and relax knowing you can pay later.

Easy on your wallet

With flexible financing options, you can stick to your budget and still get the best crate around

Start financing today!

1. Start checking out

Select checkout on your cart once you are ready.

2. Enter shipping info

Complete the shipping section and advance to payment.

3. Select payment plan

Select Affirm on the payment screen.

Learn More About Financing

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Text Us

OPEN MONDAY - FRIDAY 9AM - 4PM (PST)

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Send a Text
Start a Chat

OPEN 24/7

Our Experts are available to chat at all times!

Call Us

OPEN MONDAY - FRIDAY 9AM - 4PM (PST)

Call us with any questions, we're here to help!

Text Us

OPEN MONDAY - FRIDAY 9AM - 4PM (PST)

Text the experts!

Send a Text
Start a Chat

OPEN 24/7

Our Experts are available to chat at all times!

Financing FAQs

For additional information on financing click here.
What is Affirm?

Affirm is a financing alternative to credit cards and other credit payment products. Affirm offers real-time financing for purchases online. With Affirm, you can buy and receive your purchase now, and pay for it in fixed monthly installments from 3, 6, or 12 months. Terms will vary based upon approval (0-36% APR). A down payment may be required.

Why buy with Affirm?

Here is what Affirm offers:

  • Buy and receive your purchase now, and pay for it over time. This allows you to split up the price of your purchase into fixed payment amounts that fit your monthly budget.
  • If Affirm approves you for a loan, Affirm discloses your loan terms before you make your purchase. You'll know exactly how much you'll owe each month, the number of payments you must make, and the total amount of interest you'll be paying over the course of the loan. Affirm does not charge hidden fees.
  • The application process is secure and in real-time. Affirm asks you for a few pieces of information. After you provide this information, Affirm will notify you of the loan amount you're approved for, the interest rate, and the number of months you will have to pay off your loan, all within seconds.
  • You don't need to have a credit card to make a purchase. Affirm lends to its partners directly on your behalf.
  • Affirm bases its loan decision not only on your credit score, but also on several other data points about you. You may be eligible for Affirm financing even if you don't have an extensive credit history.
  • Affirm will send you email and SMS reminders in advance of your upcoming payment. You can also enable "Autopay" to schedule automatic monthly payments on your loan.
Are there any interest or fees associated with Affirm loans (late fees)?

Affirm loans vary between 0-36% APR simple interest. The corresponding finance charge is the only fee associated with an Affirm loan. Affirm does not charge late fees, service fees, prepayment fees, APR penalties or any other hidden fees for a late payment. They strive to always be more transparent and fair than any other form of financing.

How do I make my (Affirm) payments?

Before each payment is due, Affirm will send you reminders via email and SMS that will include the installment amount that is coming due and the due date. You can also sign up for autopay so you don't risk missing a payment. Please follow these steps to make a payment:

1. Go to www.affirm.com/account

2 .You will be prompted to enter in your mobile number where you will be sent a personalized security pin.

3 .Enter this security pin into the form on the next page and click "Sign In."

4 .You'll now see a list of your loans and payments coming due. Click on the loan payment you would like to make.

5 .You can make a payment utilizing a debit card or ACH bank transfer.

Why was I denied financing by Affirm?

Please contact Affirm by clicking here, Affirm will notify you of the reason(s) for the decision via email.

Does Affirm perform a credit check?

Yes, when you first create an Affirm account, Affirm performs a 'soft' credit check to help verify your identity and determine your eligibility for financing. This 'soft' credit check will not affect your credit score.

How does Affirm approve borrowers for loans?

Affirm will ask you for a few pieces of personal information – your name, email, mobile phone number, date of birth, and the last four digits of your social security number. Affirm uses this information to verify your identity, and to make an instant loan decision. Affirm will base its loan decision not only on your credit score, but also on several other data points about you. This means you may be able to obtain financing from Affirm even if don't have an extensive credit history.

How does Affirm work?

Here are the steps in the Affirm loan application process: Select to pay with Affirm at checkout. Affirm will prompt you to enter a few pieces of information – your name, email, mobile phone number, date of birth, and the last four digits of your social security number. Please ensure that all of this information is your own and is consistent information otherwise you may experience difficulty with your checkout. To ensure that you're the person making the purchase, Affirm will send a text message to your cell phone with a unique authorization code. Enter the authorization code into the application form. Within a few seconds, Affirm will notify you of the loan amount you're approved for, the interest rate, and the number of months you will have to pay off your loan. You will have the option to choose to pay off your loan over time. Affirm will also state the amount of your fixed, monthly payments and the total amount of interest you'll pay over the course of the loan. If you would like to accept Affirm's financing offer, click "Confirm Loan" and you're done. Going forward, you'll get monthly email and SMS reminders about your upcoming payments. You can also set up autopay to avoid missing a payment. Your first monthly payment will be due 30 days from the date we the merchant completes processing your order.