Financing Options

Quick and Easy
Enter a few pieces of information for a real-time decision.

Pay Over Time
Make easy monthly payments at as low as 0% APR.

No Hidden Fees
Know up front what you'll owe, with no hidden costs and no surprises.

Checking Your Rate Will Not Affect Your Credit Score

When You Have Been Approved There Is No Obligation To Purchase

Didn't Get Approved? SEE BELOW

*Subject to credit check and approval. Down payment may be required. For purchases under $50, limited payment options are available. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See for details.


  • No Credit Required, Zibby will approve you for up to $3,500 without looking at your FICO score.
  • Checkout for as little as $45, Please note, this $45 checkout fee in NON-REFUNDABLE.
  • 90 days same-as-cash, if you pay off your items in 90 days, you'll pay the cash price plus 5%. (Plus your initial $45 payment)
  • Pay over time, get the items you want today. Then make the minimum term payments and you'll own it, or buyout early and save.
  • Flexible payments, we setup your payments to match your pay dates on either a weekly, every other week, twice a week or monthly payment schedule.


Please note: We do not accept returns of Impact Dog Crates products purchased with Zibby financing after 10 days of receiving your new product(s). Any Impact Dog Crates products returned within our 10 day return policy must be in NEW, functioning condition.