Quick and Easy Online Application!
Skip the Paperwork! Applying has never been easier. Get a decision in seconds. The best part? Checking your eligibility won’t affect your credit score.
Monthly Payments that are flexible and affordable!
Pay over the course of 6 or 12 months and pay 0% APR! Or pay over 24 months at competitive interest rates*
No Penalties for prepayment!
Prepay your monthly payments whenever you would like without penalty!
Checking Your Rate Will Not Affect Your Credit Score
When You Have Been Approved There Is No Obligation To Purchase
* Subject to credit approval. For qualified U.S based customers only. The term is for a loan to finance a purchase. Rates range from 0% to 29.99% APR resulting in, for example, 12 equal monthly payments of $83.33 at 0% APR or 24 equal monthly payments of $45.22 to $55.91 at 7.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to application. Bread loans are made by Cross River Bank, Member FDIC. Idaho, Iowa, and West Virginia will not be qualified for funding. Discount codes will not be accepted with financing options.